Case Study

PGIM Private Capital provides buyout financing to Pepper Advantage

Headquartered in London, England, Pepper Advantage is a leading credit management services firm that provides data-led mortgage and loan services to banks, non-bank financial institutions, and institutional investors via a technology platform across Europe, Asia, and the UK.

Case Study

PGIM Private Capital provides buyout financing to Pepper Advantage

Headquartered in London, England, Pepper Advantage is a leading credit management services firm that provides data-led mortgage and loan services to banks, non-bank financial institutions, and institutional investors via a technology platform across Europe, Asia, and the UK.

At a Glance

In February 2025, PGIM Private Capital provided buyout financing to Pepper Advantage in a buyout by J.C. Flowers & Co., a private equity firm specialized in the financial services sector. Pepper Advantage will operate as an independent entity under its current management team led by Group CEO, Fraser Gemmell, and will seek to expand its services and capitalise on emerging growth opportunities.

We are excited to support Pepper Advantage on its new chapter of growth with J.C. Flowers., and we look forward to working with them again in the future.

Relationship Since 2024
Transaction details:
  • Revolving Credit Facility
  • Senior Term Loan
  • Delayed Draw Term Loan
Meet the team
“We are thrilled to officially join J.C. Flowers at the start of this new chapter. Their expertise and extensive resources will play a crucial role in driving our continued growth strategy, helping us to expand our capabilities and deliver enhanced offerings to our clients.” – Fraser Gemmell, Group CEO, Pepper Advantage

The Full Story

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Meet our team

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Jack Gilbert headshot
Jack Gilbert
Principal
+44 20 3837 3404
Email
Direct Lending - London

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